Planning the perfect holiday isn’t just about where you’re going, it’s about making sure you’re protected from the unexpected. A sudden illness, lost luggage, or a cancelled flight can quickly turn excitement into stress. That’s why choosing from the best travel insurance companies is essential.
These firms don’t just offer policies, they offer peace of mind. In 2025, travellers are more conscious than ever about coverage. With climate events, global unrest, and rising healthcare costs abroad, securing your vacation with one of the best travel insurance companies is no longer a luxury it’s a must.
Whether you’re a solo adventurer, a family on holiday, or a business traveller crossing continents, having the right policy can save you time, money, and frustration. This guide highlights the best travel insurance companies trusted by millions.
Each one offers unique strengths from emergency medical cover to trip cancellation protection and 24/7 customer support. We’ve analysed the details so you can choose wisely and travel confidently. If you’re ready to secure your next adventure, these are the names you need to know.
15 Best Travel Insurance Companies
1. Allianz Travel Insurance
Allianz is a leader among the best travel insurance companies, known for its global presence and exceptional customer service. Operating in over 70 countries, Allianz provides flexible coverage options, including single-trip, multi-trip, and extended stay plans.
Their policies offer protection against trip cancellations, delays, lost or delayed baggage, and emergency medical expenses. With 24/7 assistance and a strong reputation for reliability, Allianz remains a trusted choice for travellers worldwide seeking peace of mind.
2. AXA Assistance USA
AXA ranks among the best travel insurance companies for its flexible plans and generous medical coverage. Offering Silver, Gold, and Platinum tiers, AXA caters to all budgets while ensuring robust protection. With 24/7 multilingual assistance, it’s a perfect fit for international travellers.
Key benefits include coverage for quarantine stays, missed connections, and emergency medical costs. AXA’s global support network and customer-focused service make it a dependable choice for secure, stress-free holidays abroad.
3. Travel Guard by AIG
AIG’s Travel Guard is one of the best travel insurance companies, offering tailored coverage for seniors, students, and cruise enthusiasts. Their policies include robust protection for trip cancellations, delays, and emergency medical evacuations.
The ‘Deluxe’ plan adds extra value with benefits like pet care, rental car damage, and missed connection cover. AIG’s flexible options and worldwide assistance make it a top choice for travellers seeking comprehensive, reliable insurance on any type of journey.
- Tailored for seniors, students, and cruise travellers
- Covers cancellations, delays, and medical evacuation
- Deluxe plan includes pet care and rental car cover
- 24/7 global assistance for emergencies and claims
4. Generali Global Assistance
Generali stands out as one of the best travel insurance companies, especially for families and those travelling across Europe. Known for high-value plans and a smooth claims process, Generali offers added perks like 24/7 concierge services and identity theft protection.
Travellers with pre-existing conditions are also covered if the policy is purchased early. With solid medical and trip protection, Generali delivers reliable, comprehensive coverage for those who want peace of mind while exploring new destinations.
5. World Nomads
World Nomads ranks among the best travel insurance companies for adventurous travellers. Popular with backpackers, it covers high-risk activities like scuba diving, trekking, and snow sports often excluded by standard insurers.
Its user-friendly online platform allows travellers to buy, extend, or modify their policy mid-trip, making it ideal for spontaneous journeys. With flexible coverage and a focus on active lifestyles, World Nomads offers dependable protection for thrill-seekers on the go.
6. IMG (International Medical Group)
IMG is one of the best travel insurance companies for digital nomads and frequent travellers. Their long-term plans offer flexible, comprehensive protection for global trips.
- Emergency Evacuation: Critical support in remote locations
- Long-Term Coverage: Ideal for remote workers and long-stay travellers
- COVID-19 Protection: Included in most Patriot plans
- Telemedicine Access: Get medical advice anytime, anywhere
7. InsureMyTrip (Comparison Tool)
InsureMyTrip is a top-rated comparison tool that helps travellers find the best travel insurance companies based on real customer reviews, benefits, and pricing. Although not an insurer itself, it simplifies the process by offering side-by-side comparisons of leading providers.
This saves time, ensures transparency, and helps users select the most suitable policy. With a satisfaction guarantee on purchases, InsureMyTrip is a reliable starting point for securing trusted travel insurance.
8. Travelex Insurance Services
Travelex is one of the best travel insurance companies for families and domestic travellers. Their policies are designed with parents in mind, offering coverage for children under 18 at no extra cost.
The popular ‘Travel Select’ plan allows travellers to customise their coverage with optional adventure sports protection and enhanced medical benefits. With flexible options, reliable support, and family-friendly features, Travelex ensures peace of mind for every member of the household during travel.
9. Seven Corners
Seven Corners is one of the best travel insurance companies for groups, students, and missionary travellers. It’s known for offering budget-friendly group plans without compromising on coverage.
With 24/7 assistance, telehealth services, and robust emergency evacuation benefits, Seven Corners ensures travellers stay protected anywhere in the world. Their flexibility and reliability make them a go-to option for organised travel groups and individuals seeking dependable, affordable travel insurance.
10. Berkshire Hathaway Travel Protection
Berkshire Hathaway is one of the best travel insurance companies, known for its tech-driven approach and fast claim settlements. With AI-powered claims processing, travellers can expect quicker reimbursements and a smoother experience.
Their “ExactCare Value” plan caters to budget-conscious travellers, while “LuxuryCare” is designed for high-end, luxury trips. Combining innovation with reliable protection, Berkshire Hathaway is a top choice for those seeking efficient and flexible travel insurance solutions.
11. Trawick International
Trawick International is one of the best travel insurance companies for students and seniors alike. Their plans are tailored to meet diverse needs, offering solid coverage at competitive rates. A major highlight is their COVID quarantine benefit, which covers unexpected accommodation costs during isolation.
They also provide “Cancel for Any Reason” (CFAR) options, giving travellers added flexibility. Trawick’s adaptive policies make it a reliable choice for navigating today’s unpredictable travel landscape.
- Student and senior-friendly travel insurance plans
- COVID quarantine coverage included in many policies
- Cancel for Any Reason” (CFAR) upgrade available
- Flexible, affordable options for uncertain travel times
12. HTH Travel Insurance
HTH is one of the best travel insurance companies for international health coverage. It connects travellers with top-tier hospitals and private medical care abroad, ensuring high-quality treatment wherever you go.
- Strong global support and reliable service
- Specialises in international health coverage
- Access to elite private hospitals worldwide
- Ideal for travellers seeking premium medical care
13. Nationwide Travel Insurance
Nationwide ranks among the best travel insurance companies, offering trusted coverage backed by financial strength. Their Essential and Prime plans are customisable, catering to a variety of travel styles from local road trips to international holidays.
With options for trip cancellation, medical emergencies, and lost luggage, Nationwide delivers comprehensive protection. Travellers value their reliability, flexible plan structure, and strong customer service, making Nationwide a go-to insurer for peace of mind on any journey.
14. April International
April International stands out as one of the best travel insurance companies, especially for tech-savvy travellers. Their policies include 24/7 video doctor consultations, mental health support, and hassle-free app-based claims.
Designed for the modern traveller, April International blends innovation with essential coverage, making it easy to manage health needs on the go. With a strong digital approach and global support, it’s a smart choice for those who value convenience and comprehensive protection.
15. Cover-More Travel Insurance
Cover-More is one of the best travel insurance companies, known for its growing global presence and tailored coverage options. Popular in Australia and the UK, it offers flexible add-ons such as cruise cover, gadget protection, and extreme weather benefits.
These features allow travellers to customise their policies based on specific needs and trip types. With reliable service and strong international backing, Cover-More is a trusted choice for personalised and comprehensive travel insurance.
Best Travel Insurance Companies (2025)
| Company | Best For | Notable Feature | Medical Cover Limit |
|---|---|---|---|
| Allianz | Global travel | Extensive international network | Up to £10 million |
| AXA Assistance | International holidays | Multilingual 24/7 assistance | Up to £5 million |
| AIG Travel Guard | Seniors & cruises | Pet & rental car cover | Up to £5 million |
| Generali Global Assistance | European trips | ID theft protection & concierge | Up to £1 million |
| World Nomads | Adventure travel | Extreme sports coverage | Up to £5 million |
| IMG | Digital nomads | Long-term, flexible plans | Up to £8 million |
| InsureMyTrip | Comparison shopping | Search & buy from top insurers | Varies |
| Travelex | Family travel | Free cover for kids under 18 | Up to £500,000 |
| Seven Corners | Group plans | Budget group policies | Up to £1 million |
| Berkshire Hathaway | Speedy claims | AI-based quick reimbursements | Up to £2 million |
| Trawick International | Pandemic coverage | Cancel for Any Reason add-ons | Up to £1 million |
| HTH Travel Insurance | Private medical care | Global hospital network access | Up to £5 million |
| Nationwide | Domestic + international | Customisable multi-tier plans | Up to £10 million |
| April International | Tech-savvy users | Video doctor & mental health cover | Up to £2 million |
| Cover-More | Custom travel cover | Cruise, gadget, and extreme weather cover | Up to £5 million |
Also Read: Everything About Freely Travel Insurance and Its Benefits in 2025
Final Words
Choosing one of the best travel insurance companies isn’t just about ticking a box before your flight. It’s about choosing security, reliability, and support when things don’t go as planned. A smart policy means help is always within reach, whether you miss your flight, fall ill abroad, or need emergency evacuation.
These 15 providers offer top-tier protection tailored to your unique needs. With travel trends shifting rapidly, and global uncertainty lingering, it's more important than ever to protect your plans with one of the best travel insurance companies in the market.
From solo digital nomads to family holidaymakers, there’s a policy that matches your lifestyle, budget, and level of risk. As you plan your next getaway, let your first step be protection. Compare these trusted names, read the fine print, and invest in coverage that truly covers.
Because nothing ruins a dream vacation like a crisis you could’ve avoided. With the best travel insurance companies behind you, your holiday can be as carefree as it should be full of memories, not mishaps.
FAQs
What does travel insurance typically cover?
Most policies from the best travel insurance companies cover trip cancellations, medical emergencies, lost or delayed baggage, travel delays, and emergency evacuations. Some providers also offer extras like pet care, extreme sports coverage, and telemedicine services.
Which travel insurance company is best for international trips?
Allianz and AXA Assistance are considered the best travel insurance companies for international holidays due to their global reach, multilingual support, and comprehensive coverage options tailored for long-haul travellers.
Are there travel insurance options for students and seniors?
Yes. Trawick International, IMG, and AIG Travel Guard are among the best travel insurance companies offering student and senior-friendly plans, with benefits such as medical support, affordable pricing, and emergency assistance.
Can I get coverage for adventure or extreme sports?
Absolutely. World Nomads is one of the best travel insurance companies for adventure seekers, covering activities like scuba diving, trekking, and snowboarding which many standard insurers exclude.
How do I choose the best travel insurance company for my trip?
Use a comparison tool like InsureMyTrip to evaluate the best travel insurance companies based on your destination, travel style, and specific needs. Always check for medical limits, cancellation terms, and customer service quality.
Is COVID-19 coverage still included in travel insurance?
Yes, many of the best travel insurance companies, such as Trawick International and IMG, include COVID-related coverage such as quarantine costs and emergency medical care, but it's important to read the policy details carefully.
